HOW TO ATTRACT YOUR COMPANY’S IDEAL CANDIDATE

Anne Laguzza, The Works Consulting, CALSAGA Network Partner

The job market continues to be in favor of job seekers with many security companies citing frustrations over attracting qualified candidates.

A common problem we hear is that security companies will receive a lot of resumes but few are qualified for the role.

If this is happening to you, it is time to review your hiring process from start to finish and find the gaps in your process:

  1. Job Postings

Well-written and well-placed job postings are the key to attracting the right candidates from the start. If you’re receiving lots of resumes but none are qualified for your open position, it’s time to assess. Ensure your job posting is engaging and well-written. Job postings are excellent marketing for your company. To attract top talent, don’t just list off job responsibilities, instead highlight what makes your company different and why people like working there. Applicants are looking for work places that they will enjoy – be sure to include information that will make them want to apply. There are many job posting sites available online, but not all will help you connect with the right candidates. Make sure that you’re utilizing recruiting websites that list similar security jobs in your area. You want to be well-positioned where your future employees are looking for jobs.

2. Interview Process

An interviewing process is like baking. You must follow a specific recipe to ensure repeated results. Decide who should be involved in your interview process and why. What are the questions that will be asked to provide you with the most valuable information? Use behavioral interview questions to understand what the applicant’s past experience is that best relates to your open position. Be consistent. Every time you change the “recipe” you run the risk of uncertainty in the outcome. Hiring is one of the most important things you will do as a leader – treat it with the care and attention it deserves.

3. Selection Process

To ensure you’re hiring your company’s ideal candidate every time, you must have a clear understanding of the type of candidate that would work well within your company’s culture. You might find a candidate likable, but are they a good match for the position? We all have great friends that we wouldn’t recommend for a job (I know I do!). They are very likable socially, but in terms of reliability – not so much.  If you don’t carefully review each candidate’s opportunity areas before hiring to ensure that you have the time and ability to train them, you’ll find yourself recruiting for that same position again very soon. Compare the applicants to a list of qualifications and not to each other to make the best selection for your company.

Through a thorough review of the hiring processes and training to everyone involved in the hiring process, you can attract and hire more qualified candidates. This will keep your clients happy, improve morale and decrease performance issues down the road.

Need help improving your hiring process? Contact The Works Consulting by email solutions@theworksconsulting.com or by phone 562.597.4932.

Anne Laguzza is the CEO of The Works Consulting. As a seasoned business executive with human resources management, leadership development, and performance coaching experience, Anne works with clients from a variety of industries to develop better systems, maximize employee productivity, and enable management to focus on business growth.

Prior to founding The Works Consulting in 2001, Anne served as the Regional Human Resources Director for a Fortune 500 distribution company where she led a merger transition team and was responsible for strategic planning, implementing new policies and procedures, workforce restructuring, compensation structures, and integrating the work cultures for over 600 employees.

In addition, Anne was formerly the Human Resources and Training Director for a start-up entertainment company where she organized and implemented a company-wide change management program that involved new company direction and strategic planning. Prior to her work in the entertainment industry, Anne served as the Regional Training Manager for a nationwide retailer where she developed and launched a multi-state training program for human resources managers as part of a corporate expansion project.

Anne earned her Master of Arts degree in Organizational Management from Antioch University, and holds a Bachelor of Arts degree in Psychology from the University of California, Riverside. She is an active member of the Society of Human Resources Management, and is a board member for Harbor Interfaith Services and an advisory board member for Arthritis National Research Foundation. Anne has taught human resources and management courses at Long Beach City College and California State University, Dominguez Hills, and volunteers at non-profit organizations teaching interviewing skills to adults seeking re-entry into the workforce.

Social Media Links:

Instagram – https://www.instagram.com/annelaguzza/

Facebook – https://www.facebook.com/TheWorksHR/

LinkedIn – https://www.linkedin.com/in/annelaguzza/

UNPACKING THE PURPOSE OF A SECURITY OPERATIONS CENTER FOR PHYSICAL SECURITY PROVIDERS

Ashlee Cervantes Thomas, Guardian Secure Solutions LLC, CALSAGA Associate Member

A Security Operations Center, also known as an SOC, is a facility with a team of security professionals who track, respond, and analyze the ongoing operations of an organization. An SOC can handle a plethora of responsibilities but stripped down, an SOC is your company’s first line of defense. There are various different types of SOCs and some companies may even go the route of building an in-house Dispatch Center. An in-house Dispatch Center can be defined as a dedicated staff and equipment solely for their own incoming and outgoing operations.

In this article, we break down commonly asked questions regarding SOCs vs Dispatch Centers, building your own dispatch center, and identifying which option is best for your company.

When looking into building your own dispatch center, consider these 5 key areas:

1. Assess Your Call Volume

A smaller company may receive 10 calls per day whereas a larger company may receive 10+ calls per hour. Call volume in relation to needing an SOC will vary depending on the needs of your company.

2. Consider Existing Resources

Consider utilizing existing staff to create a patchwork dispatch center. While using this tactic may be cost effective, it is important to remember that these individuals most likely already work long, intense hours where burnout may occur. Additionally, as security professionals, we can recognize that security officers, patrol officers, and even managers may not be best equipped to handle all incoming and outgoing company operations. Guard Card Training is much different than Dispatch Training!1. Conduct a Tech Assessment

Is your company already equipped with additional phones, computers, monitors, radios, etc? These items can be costly and while basic dispatching can be completed with just a phone or radio, enhancing your company will require more technology. If you are expecting your employees to utilize their own personal devices, remember equipment allowance costs will be added to overall payroll costs.

3. Client Inventory

We think this may be one of the most important considerations. It is vital to the success of any company that you know who is routinely contacting you. Do you receive mostly service requests? Do you receive mostly employee calls vs client calls? All these aspects are important to consider not only when deciding whether an SOC or dispatch center is best for you, but also when training your dispatchers!

4. Conduct a Budget Analysis

And most importantly, conduct a budget analysis! Can you afford to build an in-house dispatch center? Would outsourcing be more cost effective? At the hourly rate of $22 per hour for 24/7 dispatch, you are looking at close to $200,000 per year, on base rate cost alone! Add in additional payroll costs, equipt costs, training costs, supervisor costs, and more and we come to the conclusion that building a full in house dispatch center will be very costly. For most companies, this just isn’t feasible or a smart business decision.

As a security operations center, we often see clients who at company launch handle all their incoming and outgoing operations. This means supervisors and even owners are up at all hours of the day working tirelessly, however during this time energy and spirits are often high! As a company grows and activity level increases, we see time and time again where this leads to burnout. Your supervisors and YOU can only maintain working endless hours for so long.

While many smaller companies may believe handling their own dispatch services is easiest, we have come to recognize that while these processes may work at first, your company will quickly outgrow them. This is where a Security Operations Center can step in and alleviate your time, money, and improve efficiency. At first glance, we understand that starting services with a Security Operations Center may appear as an additional cost, however after reviewing the 5 key areas we just discussed, you can see how this will actually add value to your company and relieve you so you can focus on what you do best, running and growing your company.

A Security Operations Center is a specialized facility in charge of handling all incoming communications and security issues. A Security Operations Center will combine various different areas of security, such as Dispatching, Incident Tracking, and

More. A sole Dispatch Center can handle security responsibilities, however Dispatch Centers are typically for one company with one set of specific protocols whereas a Security Operations Center provides more flexibility to provide a larger benefit to multiple companies. A Security Operations Center is a shared center between multiple companies, which is why we see both cost savings and enhanced service offerings when utilizing these services.

To learn more about our Security Operations Center and how we can serve you, visit our website guardiansecuresolutions.com.

Ashlee Cervantes Thomas is a seasoned security executive who is passionate about all things related to Security Solutions, Physical Risk Mitigation and Management. Ashlee holds her Masters in Business Administration from University of California, Davis. In her 15+ year career she has overseen hundreds of security professionals who specialize in Armed Security and Executive Protection. Ashlee is based in Northern California where she serves as the Chief Executive Officer of Guardian Protection Force Inc., as well as the Founder of Guardian Secure Solutions LLC – a full service technology centered Security Operations Center (SOC). Ashlee has built a legacy established by prioritizing core values each day to deliver the highest caliber security service to our communities and customers.

NAVIGATING THE HARD INSURANCE MARKET: STRATEGIES FOR PRIVATE SECURITY FIRMS

Tory Brownyard, Brownyard Group

As insurers look to reduce risk and losses, businesses in areas that are deemed high-risk, such as those in private security, face fewer options and higher rates. Yet while higher premiums are difficult for security firms to navigate, they pale in comparison to the enormous financial and reputational damage inadequate coverage may cause. For private security firms, there is no end in sight as these conditions, which started around 2019 and were accompanied by higher premiums and stricter underwriting, are expected to continue well into 2025.

Fortunately, there are strategies that security firm owners and operators can use to ensure their firm remains appealing for insurance companies by understanding their risk exposures and addressing them.

Why so hard?

Past hard markets have lasted three years on average, making the current hard market unusual. The hard market has persisted for as long as it has for multiple reasons, including two that impact private security firms the most.

First, firms face increasing risks—and premiums—due to the rise of so-called “nuclear verdicts,” court decisions that exceed $10 million in damages for the claimant. In 2023, nuclear verdicts cost the insurance industry a staggering $14.5 billion, and security firms are not immune.

Second, a continued increase in active shooter claims nationwide severely impacts security firms’ risk profiles. From 2019 to 2023, active shooter events increased by 89% over the prior five-year period, according to FBI data. These events bring unique challenges to firms, because if a firm’s officers are within proximity of an active shooter, a lawsuit for failure to provide adequate security will surely follow. Such lawsuits will almost always consume a firm’s total liability policy limits, which is why some insurers may deny coverage to certain firms.

Pitfalls to Steer Clear Of

Given the economic pressures of the hard market, private security firms sometimes look to cut costs by shopping for policies on non-admitted markets. Doing so, however, can create far more problems than it solves.

Non-admitted insurers are not state regulated and do not pay into the state guarantee fund. Sometimes, firms may be forced to work with non-admitted insurers if they cover only high-risk clients, such as bars or fast-food restaurants. However, non-admitted insurers do not offer protection for firms in the event of an insurance bankruptcy, which is a major downside.

Additionally, some non-admitted insurers provide limited coverage, which puts a firm’s professionals at risk and potentially impacts their profitability, too.

Assault and battery liability provides a good example for how non-admitted insurance can impact a firm’s profitability and put professionals at risk. Assault and battery liability protects firms and their employees from claims that may arise regarding the use of physical force. The industry standard is for companies to require their security firms to carry at least $1 million in assault and battery coverage as part of their general liability insurance. If a firm contracts with a non-admitted insurer and carries a sub-limit below $1 million, it will lose existing contracts and struggle to compete for new business from low-risk (and highly desired) clients in the future. Even worse, if a non-admitted insurer eliminates assault and battery coverage altogether, a firm and its employees are unprotected from related lawsuits entirely.

 How to improve your firm’s insurability

While the hard market may be out of any owner or operator’s control, there are ways to enhance your firm’s appeal to insurers—without moving to the non-admitted market with carriers offering inadequate coverage.

Make a strong impression.
When reviewing a business for insurability, many organizations rely heavily on loss experience. A clean loss run spanning at least 4 years years can make a favorable impression. However, repeated claims in specific areas can raise red flags, likely resulting in a declination. For example:

  • A loss record showing a history of drowsy driving claims could indicate problems with long work hours or poor training and supervision.
  • A firm with multiple reports of fights between security officers and customers could raise concerns about substandard employee screening processes.

Choose your firm’s clients wisely.

A firm with lower-risk clients, such as those that secure Class A or high-end office buildings, technology campuses, estates or government entities, could be more attractive to insurers. Those that cater to higher-risk clients—such as shopping malls, arenas and other special event spaces where large amounts of people gather—will likely be less attractive.

Limit your liability contractually.

Firms that have partnered with an attorney to develop their own contracts with specific language limiting their liability will be more attractive to insurers than firms that accept the terms and conditions spelled out in their clients’ contracts or use generic contract language.

Train and hire responsibly.

The good news for California security firms is that the state already has some of the most stringent requirements in the nation when it comes to security officer screening, training and supervision. Insurers will prioritize partnering with firms that meet those strict standards. Firms that exceed California requirements are likely to make an even better impression on insurers.

Retain your security professionals.

Firms with high turnover rates are a red flag to insurers, as it calls into question the firm’s ability to cultivate a stable workforce. Additionally, insurers will be more likely to cover firms that offer their security professionals average or above-average salaries versus those who pay minimum wage.

Don’t forget about auto.

While much of the advice above is geared toward general liability insurance, commercial auto is another pain point many private security firms share. Insurers will prioritize partnering with firms that follow a few simple best practices and maintain clean loss records. In particular, insurers will look for written driver safety policies, thorough training for new hires, refresher training for existing staff, and the use of on-board telematics, video cameras and other proven fleet management safety technologies.

Keep your firm insured

Do not let the challenges of a hard insurance market keep you from getting the coverage your firm—and its officers—need to stay safe. By maintaining a clean loss record, avoiding the pitfalls of non-admitted insurers and adopting proven third-party risk transfer strategies, firms can take their own steps to protect their businesses to keep their premium increases to a minimum regardless of market conditions.

Tory Brownyard is president of Brownyard Group (www.brownyard.com), a program administrator that pioneered liability insurance for security officer firms more than 70 years ago.

USING ARTIFICIAL INTELLIGENCE IN THE SECURITY INDUSTRY

Dr. Robert Coop, TEAM Software by WorkWave, CALSAGA Network Partner

Artificial intelligence (AI) is seemingly everywhere. Across industry events, conferences, expos and meetings, AI is the topic that everyone wants to hear more about. But the reality is that AI adoption in security isn’t uniform – some areas are seeing rapid advancement while others are just beginning to transform.

The security industry’s embrace of AI reflects this mixed landscape. While technologies like computer vision have become sophisticated and widely adopted for surveillance and monitoring, other applications like back-office administration and customer support are still in their early stages. Business owners are eager to understand how these various AI technologies can be embedded into their daily workflows to make operations leaner, faster and more efficient.

Benefits for security companies

This early in development, the benefits of AI are endless. As a starting point, though, security companies can expect three initial benefits after implementation.

The first is improved efficiency, as AI automates routine tasks and optimizes resource allocation, saving time and reducing costs. Because AI reduces manual processes and human error behind the scenes, it will also be able to start improving efficiency in the field. For example, AI can now determine optimal guard tours and staff deployment patterns. This helps to ensure you’re staying ahead of contract needs and preserving resources (and pay) based on actual needs for contract fulfillment.

Secondly, security professionals can expect a better customer experience. Some of the resistance to AI comes with a fear that these people-centered services will begin to lose human connection.  However, AI is a tool that enhances rather than replaces personal service, ultimately improving customer experiences and leading to greater customer retention rates. The emergence of generative AI has opened new possibilities for customer interaction, from intelligent 24/7 chatbots to automated yet personalized reporting systems. These tools can help solve customer issues faster and build long-term loyalty by providing consistent, round-the-clock support.

Third, contractors can expect more sophisticated data-driven decision making. Modern AI systems can analyze vast amounts of security data. This information can then be used to identify patterns, predict trends and provide data-driven steps for your company to strategize around and take action on. Especially as AI becomes an in-built element of workforce management software like TEAM Software offers, this type of information will be built around your own unique customers and prospects, offering in-platform insights for even greater value.

Support for guards

In any business, employee productivity and quality of work improves when people can act independently with their company’s support. AI serves as a force multiplier, giving your employees a hub of information that helps them better serve customers and make informed decisions from the field. By providing real-time data, insights, and contextual information, AI empowers frontline workers to resolve security incidents faster and more effectively.

AI can provide customer insights, summarize past interactions and suggest problem solutions in real time, enabling them to build rapport, explain issues clearly and provide exceptional service. Additionally, AI-powered knowledge management systems make it easy for your frontline staff to access expert advice, guidance and training materials in the field, allowing them to resolve security incidents faster.

AI also provides frontline workers with real-time data and insights, recommendations and contextual information, empowering them to make better-informed decisions and solve problems more effectively on the job.

Efficiency and customer satisfaction

By harnessing AI, companies will be able to streamline processes and build stronger relationships through more responsive and tailored service delivery. This improvement in operational efficiency directly translates to better customer responsiveness and satisfaction.  AI will plan routes and optimize the schedules of front-line employees, reducing travel time and enabling faster service delivery, which improves both operational efficiency and customer responsiveness.

In terms of customer satisfaction, AI analyzes preferences, service history and feedback to tailor service recommendations and communication, delivering a more personalized experience that boosts satisfaction and loyalty. Additionally, AI continuously analyzes service performance data to identify bottlenecks, inefficiencies and improvement opportunities, allowing companies to optimize operations and elevate service quality over time.

AI-powered tools can process large volumes of technical manuals, prior support cases and other service bulletins and provide a conversational interface able to answer technical questions quickly. For security companies considering AI implementation, the path forward is clear: embrace the technology thoughtfully, prioritize practical applications that deliver immediate value and maintain a balance between automation and human touch.  The only part of the equation that will remain unchanged by AI is the why behind what commercial security companies do: to help keep the world clean, safe and secure.

Dr. Robert Coop leads AI and machine learning initiatives, driving innovation in product development and operations through generative AI, ChatGPT and other advanced technologies. With over a decade of experience in data science and a Ph.D. in Computer Engineering with a focus on Machine Learning from the University of Tennessee, Coop has developed and executed strategic roadmaps in a diverse set of scenarios including the manufacturing industry, healthcare industry and professional services.

ACTIONABLE OPPORTUNITIES TO INCREASE EMPLOYEE RETENTION

Jill Davie, TEAM Software by WorkWave, CALSAGA Network Partner

Security contractors continue to face the challenge of a shrinking, very competitive labor force, which can be combated by integrating automation into current processes and focusing on employee retention programs.

TEAM Software data shows that the highest rate of turnover occurs in the first 60 days of employment, but retention efforts shouldn’t end there. Because we know long-term retention can be tied to employee engagement, it’s important to build a culture where managers have regular touchpoints with employees to discuss career development and goals, as well as day-to-day work assignments and questions.

Taking the steps to develop a stable, cohesive workforce is directly linked to retaining skilled and experienced employees. This ensures continuity in operations while creating a positive work environment that supports talent, welcomes innovative ideas and fosters collaboration.

Place value on top talent

The average cost of onboarding a new employee is nearly $4,700, according to the Society for Human Resource Management (SHRM). However, some employers estimate the total cost of a new hire can be three to four times the salary of the position, due to the time and energy that department leaders and managers must invest into supporting the hiring process.

Retaining skilled and experienced employees contributes to a stable and cohesive workforce, ensuring continuity in operations and fostering a positive work environment. Employee loyalty enhances organizational culture, as committed employees are more likely to invest in their roles, contribute innovative ideas and collaborate effectively with colleagues.

Loyal employees serve as brand ambassadors, promoting a positive employer reputation that attracts top talent and strengthens the company’s competitive edge in the market.

Using incentives and employee benefits

More frequent communication can help teams work more closely together, and it creates an environment that encourages retention. Other successful tactics we’ve seen professionals in the industry experiment with are incentive programs – not just for field-based employees, but also implementing incentive programs to reward managers for retaining employees.

Improving employee retention can have a very positive impact on the bottom line of a company, making these types of incentive programs self-funded. It may also help with manager retention, as great performers are rewarded and share in the success of the business.

Incentive programs that reward workers can support retention, as top performers are acknowledged. Some examples of incentive programs and rewards include monetary bonuses, referral programs, profit-sharing, flexible hours or work arrangements, additional vacation days and travel incentives, professional development stipends and employee training opportunities.

Career development

Because employees invest their time and hard work in making a business successful, they want to feel that same level of investment in return. Put plainly, most employees have ambitions to grow and professionally develop. They want careers and employment that allow them to learn new skills and earn more.

Offering a definitive path to skill and career advancement is crucial in retention. Whether it’s cross-training, job shadowing or a mentorship program – these are all cost-effective ways to advance the skillset of a workforce. Another approach is creating hybrid roles or new positions for employees who excel in particular functions.

Offering employees a clear path for advancement also requires specificity when it comes to setting short and long-term goals. Workers appreciate tangible and attainable milestones backed by incentives. In the end, staying true to promises made once milestones are reached will reinforce a sense of commitment to them while rewarding them for their accomplishments.

Taking the steps to incentivize and reward workers can aid businesses dealing with low employee retention rates. Motivating workers to commit to their professional growth can have a positive impact on employee performance while helping to ensure that a business stands out amongst its competitors as a place where people want to work.

TEAM Software photography by Lane Hickenbottom

Jill Davie started her career at TEAM Software as a summer marketing intern in 1996. At the time, TEAM was a start-up with 12 employees. After earning a Bachelor of Science degree in Business Administration and Marketing from Iowa State University, Jill joined TEAM full time in 1998 as a Sales Associate. Over the next 20 years, she assumed various leadership roles in Sales, Marketing, Communications, Customer Success, and Professional Services as the company grew significantly.

 

 

GUARDING OVERTIME: NAVIGATING STATE LAWS AND ELIMINATING NON-BILLABLE HOURS

Jeff DiDomenico, Trackforce Valiant + TrackTik, CALSAGA Network Partner

In California’s security industry, overtime management is more than just a compliance challenge—it’s a strategic necessity to mitigate costs and promote employee satisfaction. California has strict overtime laws, especially for workers like security guards who are not exempt from these rules. California’s overtime laws, which are more stringent than federal mandates, demand meticulous attention from employers. Understanding and implementing these regulations are vital for maintaining compliance and fostering a fair work environment.

In California, employment laws dictate specific criteria for overtime pay that significantly impact how security companies manage their staffing. Non-exempt employees, such as security guards, are entitled to overtime pay under circumstances broader than the federal standard.

California stipulates that security personnel earn 1.5 times their regular pay rate for hours worked beyond 8 in a single day or for the first 8 hours on the seventh consecutive day of work in a week. Even more, they are due double pay for hours worked beyond 12 on any given day and for all hours worked beyond 8 on the seventh consecutive day of work. Such measures ensure workers are compensated fairly for longer shifts, promoting a better balance between work and rest.

Additionally, California’s laws require that employers pay for “reporting time.” This means if guards show up for work but work less than half their expected shift, among other situations, they still must be paid.

Another nuance of California employment law is travel time where additional state rules dictate that employees must be paid for travel time between job sites during work hours. If security guards must report to a different location than usual workplace or travel to another site for the day, that travel time is considered work time and must be paid as such

This intricate web of regulations underscores the importance of precise overtime management to avoid unnecessary costs and ensure legal compliance. This is where automation solutions can make a big difference.  The careful adoption of automation for workforce management not only streamlines adherence to California’s specific overtime laws but introduces efficiencies that benefit the company’s bottom line.

Learn how to tackle the overtime challenge head-on in our latest whitepaper: Guarding Overtime: Navigating State Laws and Eliminating Non-Billable Hours with Workforce Management Technology.

In 2000, Jeff joined Trackforce as a partner and took on the role of VP of Business Development & Strategy. Throughout his tenure with Trackforce, Jeff has been dedicated to establishing the company as North America’s foremost provider of security management software. In addition, Jeff is a frequent speaker at various security associations and is recognized as a leading figure and content curator in the security industry.

 CUT TURNOVER AND BOOST SAVINGS: HOW SECTION 125 CAN HELP GUARD COMPANIES KEEP STAFF, SAVE ON TAXES AND REDUCE THEIR WORKERS COMP PREMIUMS

Rick Knight, Business Link Solutions, CALSAGA Associate Member

According to many industry publications, the security guard industry faces a very high turnover rate, reportedly as high as 300%. The two main reasons cited are low wages and lack of affordable benefits. This often drives employees to switch jobs, sometimes for as little as a 50 cent per hour increase.

Our specially designed Section 125 plan can help guard companies reduce turnover and save costs leading to increased take-home pay for employees and annual savings on what you pay in FICA payroll taxes and Workers Comp premiums.

In 1978 Congress enacted the Section 125 law that allows American companies the ability to pre-tax employee benefits. This reduces what you pay on your FICA payroll taxes, putting money back in both your company’s and your employees’ pockets.

Additionally, every qualified full-time employee will have access to important benefits designed to help them be healthier and with those benefits being pre-taxed, full-time eligible employees will see a net increase in their take-home pay. On average, guard companies that sign up with this plan save over $500 per year and their employees see an average $80-$100 per month pay increase.

We’ve helped over 10,000 companies save on taxes and retain their staff, including a Santa Ana guard company that save $50,000 in FICA taxes each year and have significant saving on their Workers Comp premiums.

With our specially designed Section 125 plan you can expect to see:

  • $80-$100 average monthly pay increase for employees
  • Lower workers’ compensation fees due to reduced taxable payroll
  • Average $500 per employee in tax savings annually
  • Zero-dollar copays on doctor visits, prescriptions, and urgent care
  • Complements existing medical plans

Ready to see if our Section 125 can benefit your company?

Call us at 949-519-0022 or email us at rknight@businesslinksolutions.net to

see if you qualify.

Rick Knight

Regional Vice President

Business Link Solutions

INSURANCE CARRIERS AND SECURITY GUARD CONTRACTS: KEY CONSIDERATIONS

Shaun Kelly & John Koskinen, Assured Partners , CALSAGA Preferred Broker

Introducing John Koskinen

Hello everyone,

I’m John Koskinen, and I’m excited to introduce myself to the security and insurance world. I’m partnering with Shaun Kelly to deepen our security insurance team. I wanted to take a moment to thank CALSAGA and all the attendees for a fantastic conference. There were so many great topics discussed, including legal issues, social media, and, of course, our favorite—insurance.

The industry has a bright future with plenty of opportunities for growth, and we are eager to support as many of you as we can. Following up on Shaun’s insurance speech from Thursday, I wanted to share some additional information regarding service and contract agreements with clients.

Thank you for your time and support.

Insurance Carriers and Security Guard Contracts: Key Considerations

A strong, well-negotiated security guard contract is crucial in the security industry to protect your business from unwarranted liability. When a new customer inquires about your services, it’s an opportunity to protect the client and protect you. Drafting a solid contract with your legal counsel and insurance team ensures your business is protected from unnecessary risks and outlines your responsibilities.

Protecting Your Business:

The contract’s main objective should be to prevent the client from adding terms into your contract that assign responsibility from them to your security company. If the drafting is not done carefully, the company could find itself in hot water in case a claim arises.

Terms to Understand:

To safeguard your business, here are some terms to understand.

Indemnification, or Hold Harmless Clauses:  These clauses have the potential to shift the Client’s liability to your business, holding you liable for all claims, including potential claims brought about by the client’s carelessness.

Additional Insured: You are providing your client with the same terms, conditions, and rights as you, when you add them as an additional insured under your insurance policy.

Primary and Non-contributory: Primary and non-contributory is a term commonly used in contract insurance requirements to stipulate the order in which multiple policies triggered by the same loss are to respond. Security guard companies typically do not want their liability insurance to be primary and non-contributory. Instead, they prefer other parties’ policies to pay first. If primary and non-contributory language favours your client, your insurance policy will pay in full before the clients policy will pay anything towards a claim/loss. Try to limit this wherever possible.

Waiver of Subrogation: Restricts your ability to recover losses by preventing your insurance company from recovering costs from a third party or client that may have caused a loss.

Understanding Client Contracts:

Large clients often use legal and technical language in contract drafting, which may not be clear-cut for business owners. It’s crucial to review these agreements and raise concerns about clauses that don’t adequately address your interests, as these may transfer risk back to you.

What do Insurance carriers look for?

Insurance companies look for contracts that favour the insured, unambiguous and do not unnecessarily shift risk to your company. They search for contracts that fairly delineate obligations and liabilities, guaranteeing that your business is not subjected to undue hardship.

Even though adding a client as an additional insured may seem commonplace, doing so can put your limits at risk and raise your liability exposure.

Three Key Takeaways

  • Review Indemnification and Hold Harmless Clauses in contract with legal counsel.
  • If at all costs, avoid adding client as an additional insured, including a waiver of subrogation and primary & non-contributory wording.
  • Have your own service agreement prepared/ready for clients to sign. This way you can create a contract that is in your favour when it comes to risk, insurance, and liability.

If you have any questions regarding your security agreements and insurance, please feel free to call or email us. We’re here to help you navigate the complexities of security guard contracts and liabilities.

Contact Shaun Kelly (661) 616-4712 or John Koskinen (805) 585-6724

Shaun Kelly joined Tolman & Wiker Insurance Services in 2005.  He specializes in all lines of property and casualty insurance for industries including contract security firms, agriculture, construction, oil and gas. Shaun received a BS in Business Administration with a major in Finance from California State University in Fresno, California. He is an active member of several industry associations, including the Association CALSAGA, the Kern County Builders Exchange and the Independent Insurance Agents of Kern County. Shaun can be reached at 661-616-4700 or skelly@tolmanandwiker.com.

 

Born and raised in Duluth, Minnesota, John Koskinen began his entrepreneurial journey at the age of 12 by mowing lawns. He has three years of experience in the insurance industry, specializing in claims, sales, and advisory services. John earned his Bachelor’s degree from UCSB in Santa Barbara.

Passionate about the security industry, he enjoys supporting first responders and helping other entrepreneurs thrive. To deepen his involvement, he obtained his BSIS guard card.

John lives with his wife in Ventura, CA. In his free time, he enjoys cooking, surfing, skiing, hiking, and helping others.

 

Simplifying The Officer Body Camera Experience: Buying Considerations

Jojo Tran, Telepath Corporation, CALSAGA Associate Member

Picture this: a typical uniformed security officer carries radio, remote speaker microphone, baton, pepper spray, handcuffs, gloves, at least one smartphone and a personal device, while wearing ballistic body armor under their uniform. That’s a lot of gear to carry around and be ready to run within an instant.

Now there is a nationwide push to add body-worn cameras (BWCs) to the mix.

As any security agency can attest, however, new technology deployments can have unexpected impacts that negate a solution’s intended value. This is no different for BWCs.

Before purchasing, agencies should recognize how a new piece of technology can impact security officers’ ability to successfully do their job and protect the community.

To get the best results, reduce complexity, and ultimately help security officers better achieve their mission, here are things to consider when evaluating a BWC solution.

BODY-WORN CAMERAS ARE NOT ONE-SIZE-FITS-ALL

Security officers are obviously different shapes and sizes. They have to attach or carry various items while on patrol, and are often wearing different types of uniforms that affect the way they wear their gear. These variations can have a direct impact on whether a BWC can be used successfully.

In the same way a good radio speaker microphone (RSM) can adapt to various users, a good BWC should too. Officers should not have to compromise the way they operate, as that immediately minimizes a BWC’s value and detracts from its promise of aiding in evidence capture.

When evaluating BWCs consider wearing options, camera field of view, and camera be positioned or rotated based on how an officer wears it. These factors allow users to wear BWCs comfortably and without restriction.

They also accommodate various wearing positions and officer body types, while still enabling effective evidence capture.

MANUAL PROCESSES KEEP OFFICERS PREOCCUPIED

While in-field tagging can reduce the time officers would spend back in the station, it can potentially reduce alert patrol time and lead to

isn’t standardized or has to be manually added.

Instead, a truly efficient process is one that keeps officers on the field and engaged with the community while minimizing distractions. Tight technology integration that automatically associates metadata and other pertinent information with video can provide the necessary context to a clip while also making it more efficient to find and share that video later. This integration could be a BWC that can automatically associate capture location data and officer ID from an integrated radio, or an incident type and number automatically integrated from a computer-aided dispatch and records management system.

Automated controls over video footage tags and metadata can also ensure standardization for grouping, filtering, and searching for content when it’s needed later.

TECHNOLOGY WILL PROGRESS. WILL YOUR INVESTMENT VALUE?

BWCs are the next step toward more data-driven policing. But technology will

continue to evolve and with it, the tendency for complexity. Thus, devices, networks, and applications capable of working together seamlessly in an ecosystem will become even more important.

When considering a BWC purchase and how it will affect your security agency’s ability to grow, the ecosystem it is a part of is just as important as its wearability, operability, and intelligent management features. From this viewpoint, the BWC transforms from a singularly purposed device into a part of a true policing solution platform. Therefore, it becomes critical to weigh a BWC vendor’s total breadth of expertise delivering larger value to organizations.

KEEP IT SIMPLE FOR THOSE ON THE FRONT LINES

When implemented properly, body-worn cameras have the power to provide greater transparency and accountability. But like any technology, without the proper solution and supporting ecosystem, they can have the opposite effect, adding unneeded complexity and actually hindering security officers’ ability to do their jobs.

By taking into account basic, key considerations such as wearability, operability, management features, and total ecosystem return on investment, you can ensure body-worn cameras deliver their promised value of better transparency and accountability, while not hindering officers in their mission to keep our communities safe.

THE BODY-WORN CAMERA CHECKLIST

Use this checklist to help you evaluate some of the capabilities that can simplify the complexity for your officers and give them the best experience when using body-worn cameras.

FLEXIBLE WEARABILITY:

  • Can the body-worn camera be mounted in a variety of different ways for what is most comfortable and appropriate for your security officers?
  • Does the body-worn camera articulate and have the field of view to accommodate any of the variety of wearing positions desired?

STREAMLINED OPERABILITY:

  • Can a radio emergency or other alert automatically trigger the body-worn camera to start recording?

MANAGEMENT EFFICIENCY:

  • Can the body-worn camera video be automatically tagged with time, date,

location, and incident information.

  • Can the body-worn camera offload video to the management system via Wi-Fi? 

Source:

Motorola Solutions

WHITE PAPER | SIMPLIFYING THE OFFICER BODY CAMERA EXPERIENCE

JoJo Tran is Chief Executive Officer of Telepath Corporation. Tran joined Telepath in 1990 and became CEO in September 2010. Previously, he headed several business units at Telepath, including mission critical infrastructure, customer service, sales and mobile team. Mr. Tran’s vision is to be the industry’s premier sales, service and program management company. Customers and partners will see Telepath as an integral to their success. Telepath will anticipate their needs and deliver on every commitment. People will be proud to work at Telepath. Telepath will create opportunities to achieve the extraordinary and will reward their success.

Good News for California Employers – PAGA Reform Is Here!

Jaimee Wellerstein, Esq., Bradley, Gmelich & Wellerstein, LLP, CALSAGA Legal Advisor

California employers can breathe a sigh of relief (for once)! On June 27, 2024, California Gov. Newsom signed Assembly Bill (AB) 2288 and Senate Bill (SB) 92, significantly reforming the 20-year old Private Attorneys General Act of 2004 (PAGA). While employers may not have gotten rid of this one-sided adversary, they’ve finally been given some tools to defend PAGA claims. As a result of this new law, the November ballot initiative to repeal PAGA has been withdrawn.

The PAGA reform will apply to civil actions brought on or after June 19, 2024, and will not apply to matters in which notice was filed before June 19, 2024.

Here are the highlights about PAGA reform:

Standing

AB 2288 provides that a plaintiff must have personally suffered each Labor Code violation they seek to pursue on behalf of other aggrieved employees within one year of filing the required administrative notice (PAGA Notice) with the California Labor & Workforce Development Agency (LWDA). This is a significant win for employers as previously, any employee that suffered even one Labor Code violation was entitled to file a PAGA lawsuit for all alleged violations, even for those the employee did not suffer.

PAGA Penalties

AB 2288 reforms PAGA’s penalty structure by incorporating new caps and reductions, as follows:

  1. For employers who proactively take steps to comply with the Labor Code before receiving a PAGA notice, the maximum penalty that can be awarded is 15% of the applicable penalty amount.
  2. For employers who take steps to fix policies and practices after receiving a PAGA notice, the maximum penalty that can be awarded is 30% of the applicable penalty amount.

Examples of such reasonable steps include, but are not limited to, conducting periodic payroll audits and taking action in response to the results of those audits, disseminating lawful written policies, training supervisors on applicable Labor Code and Wage Order compliance, and/or taking appropriate corrective action with regard to supervisors as needed. Whether or not the employer took reasonable steps will be a decision left to the discretion of the court, which can take into account factors such as the size and resources available to the employer, and the nature, severity and duration of the alleged violations.

  1. Penalties for wage statement violations under Labor Code Section 226 that do not cause injury (i.e. misspelling of company name or forgetting to add “Inc.” on the wage statement) will be capped at $25 per employee per pay period. Note: there is no cap on penalties for a failure to provide wage statements.
  2. The penalty for isolated errors that do not extend beyond the lesser of 30 days or four consecutive pay periods will be capped at $50.
  3. Penalties will be reduced by 50% for employers who pay employees on a weekly basis (such as private patrol operators).
  4. Creates a new penalty ($200 per pay period) if an employer acted maliciously, fraudulently, or oppressively. However, this penalty will be assessed only after (1) a court or agency “has issued a finding or determination to the employer that its policy or practice giving rise to the violation was unlawful” within the 5 years preceding the allegation violation, or (2) the court determines an employer acted maliciously, fraudulently or oppressively.
  5. Employees may not receive penalties for “derivative” violations (in other words, PAGA penalties when an employee has already received penalties for the underlying violation) for (1) failure to timely pay wages at termination (i.e., Labor Code §§ 201-203); (2) failure to timely pay wages during an employment (i.e., Labor Code § 204) if the violation was neither willful nor intentional; or (3) wage statement violations (i.e., Labor Code § 226) that are neither knowing or intentional, or a failure to provide a wage statement.
  6. The allocation of penalties to the LWDA will decrease from 75% to 65%.
  7. The allocation of penalties to the aggrieved employees will increase from 25% to 35%.

Employer Cure Provisions

The reform contains various cure provisions and separate processes for small and large employers, as follows:

Small employers (with fewer than 100 employees during the period covered by the PAGA Notice) may submit a confidential proposal to LWDA to cure the alleged violations. If deemed necessary, the LWDA will have the ability for a conference with the parties. The employer will be provided time to complete the cure, and the employee will be given an opportunity to respond. All proceedings will be deemed confidential.

Large employers (with at least 100 employees during the period covered by the PAGA Notice), will be able to request an early evaluation conference, which will include a statement regarding whether the employer intends to cure any or all of the alleged violations, and a request for a stay of court proceedings. While the proceedings are stayed, the parties will work with a neutral evaluator assigned by the court through a multistep process designed to help resolve the dispute.

Importantly, an employer may only use the notice and cure provisions once in any 12-month period for violations of the same provisions set forth in the PAGA Notice. 

Strengthening Enforcement Agency

The Administration will pursue a trailer bill to give the California Department of Industrial Relations (DIR) the ability to expedite hiring and filling vacancies to improve and expedite enforcement of employee labor claims.

Judicial Discretion (Manageability)

AB 2288 expressly provides the courts with the power to manage PAGA claims, including the discretion to limit the evidence to be presented at trial or “otherwise limit the scope of any claim filed pursuant to this part to ensure that the claim can be effectively tried.”

Injunctive Relief

For the first time, AB 2288 allows PAGA plaintiffs to seek injunctive relief.

Employer Takeaway

PAGA reform should be viewed as an opportunity – employers are given the chance to lower and cap potential exposure, and in some cases, cure the violations before penalties even arise. The new law is intended to incentivize employers to be proactive and stay compliant, so you are encouraged to take action immediately.

Employers should become familiar with the new law. Take reasonable steps to become compliant, including conducting regular audits, ensuring policies and procedures are lawful and disseminated to employees (and documented), train (and retrain) supervisors on all applicable wage and hour issues, pay employees correctly, and correct/modify/change anything, as needed.

If you have any questions about how this new law may affect your business or need assistance conducting audits, preparing compliant policies or revising your practices or policies, please contact your attorneys at Bradley, Gmelich & Wellerstein LLP. We are here to help.

Jaimee K. Wellerstein, Esq. is a Partner and the firm’s Employment Team Head. Representing employers in all aspects of employment law, Ms. Wellerstein collaborates with her clients to develop proactive business and legal strategies to try to avoid workplace conflict and employment disputes. She provides legal advice and counsel to numerous businesses, including conducting individualized training programs for both management and employees.

Ms. Wellerstein performs internal audits of her clients’ employment practices to ensure compliance with the rapidly-changing world of employment laws, and guides investigations of employee allegations regarding harassment, discrimination, and employee misconduct. When litigation cannot be avoided, Jaimee K. Wellerstein aggressively defends her clients against employment law claims in the state and federal courts, as well as at administrative hearings, arbitrations, and mediations. Having defended numerous representative and individual lawsuits on behalf of her clients, Ms. Wellerstein is a skilled litigator and negotiator with a broad spectrum of experience upon which to draw.

A frequent speaker on numerous topics, including employment law and contract law, Ms. Wellerstein regularly conducts training seminars and programs for managers and employees in all areas of employment practices and policies.