Enhancing Security with Telematics and Dash Cameras: An Insurance Advisor’s Perspective
Shaun Kelly & John Koskinen, Assured Partners , CALSAGA Preferred Broker
In the security guard industry, ensuring the safety and accountability of commercial vehicles is paramount. As an insurance advisor, I highly recommend the integration of telematics and dash cameras for several compelling reasons.
Telematics systems provide real-time data on vehicle location, speed, and driving behavior. This information is invaluable for monitoring fleet operations, optimizing routes, and ensuring that drivers adhere to safety protocols. From an insurance perspective, telematics data can help in assessing risk more accurately and potentially lowering premiums for businesses that demonstrate safe driving practices.
Dash cameras add an extra layer of security by recording video footage of the road and the vehicle’s interior. This footage can be crucial in the event of an accident. It allows businesses and their insurers to quickly determine if the company driver is at fault, potentially leading to early settlement efforts before a case goes to trial. This not only speeds up the claims process but also helps in reducing litigation costs and minimizing the financial impact on the business.
By integrating telematics and dash cameras, security guard companies can enhance their operational efficiency, improve driver safety, and reduce liability risks. This technology not only protects the business but also provides peace of mind to clients and insurers. It demonstrates a proactive approach to risk management, which is highly valued in the insurance industry.
In conclusion, investing in telematics and dash cameras is a smart move for any security guard company looking to stay ahead in the industry. It ensures accountability, enhances safety, and can lead to significant cost savings in the long run. As an insurance advisor, I strongly advocate for the adoption of these technologies to better manage risk and protect your business.
Shaun Kelly joined Tolman & Wiker Insurance Services in 2005. He specializes in all lines of property and casualty insurance for industries including contract security firms, agriculture, construction, oil and gas. Shaun received a BS in Business Administration with a major in Finance from California State University in Fresno, California. He is an active member of several industry associations, including the Association CALSAGA, the Kern County Builders Exchange and the Independent Insurance Agents of Kern County. Shaun can be reached at 661-616-4700 or skelly@tolmanandwiker.com.
Born and raised in Duluth, Minnesota, John Koskinen began his entrepreneurial journey at the age of 12 by mowing lawns. He has three years of experience in the insurance industry, specializing in claims, sales, and advisory services. John earned his Bachelor’s degree from UCSB in Santa Barbara.
Passionate about the security industry, he enjoys supporting first responders and helping other entrepreneurs thrive. To deepen his involvement, he obtained his BSIS guard card.
John lives with his wife in Ventura, CA. In his free time, he enjoys cooking, surfing, skiing, hiking, and helping others.