Free Training + Info for Reducing Workers Comp Costs

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Registration closes Monday, June 21st at 5:00pm.

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As an association we strive to keep you up-to-date on relevant information for your business. Please review the following important communication from CALSAGA Preferred Insurance Broker Shaun Kelly of Tolman & Wiker.

WC Claims – things you can do to help reduce costs

Avoiding Litigation
By  uncovering  the  reasons  that  injured  workers  hire  attorneys,  employers  can  take  active  steps  to  reduce litigation.    Employers,  in  their  efforts  to  control  workers’  compensation  claim  cost,  often  go  to  great  lengths  to manage  their  safety  program,  provide  medical  management,  and  analyze  data.    All  of  this  is  good,  but employers  often  overlook  one  of  the  simplest  ways  to  control  claim  cost—staying  in  touch  with  the  injured employee.    Being  your  injured  employee’s  advocate  will  help  keep  them  from  seeking  the  guidance  of  an attorney.    This  in  turn  will  help  control  the  claim  cost.    Statistics  show  the  cost  of  a  litigated  claim  is  30  percent higher than that of a non-litigated claim.Steps  Employers  Can  Take  to  Avoid  Litigation

  • Clear & timely communications:   Communication with the injured employee will help eliminate their fear of the complex system and denial of their claim and/or benefits.
  • Be the advocate:   Designate a person within your company that will be  the go-to person when an injured employee has a question and/ or  concern regarding their injury.
  • Regular contact:   Staying in touch, at regular scheduled intervals, with  the injured employee will help maintain their morale and will build  rapport.
  • Supervisor training:   Supervisors are often in the best position to shape  workers’ initial expectations about what should happen, post injury.

Why Claimants Hire Attorneys

  • Workplace trust:   The employee fears being fired or  laid off.
  • Fear of claim denial:   This typically happens because of miscommunication.
  • Injury severity:   The more severe the injury, the more  likely an attorney will be involved.
  • Employer size:   Employees of smaller firms tend to have a direct personal relationship with their  employer; therefore, they are less likely to litigate their  claims.
  • Job tenure:   Workers who have less than one year on  the job when they are injured are more likely to hire an attorney.  They tend to not have the loyalty that a longterm employee may have.
  • Demographic factors:   An injured employee’s age, education, and cultural background can affect the likelihood of attorney involvement.

Helpful Articles

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Registration is now open for the 2021 CALSAGA Annual Conference.

Speaker, Schedule & Sponsor Information

 

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